{ "DJ2-055": { "inputs": { "months": 6, "opening_cash": 20000, "loan": 120000, "annual_rate": ".06", "remaining_terms": 12, "rent": 4500, "operating": 500 }, "tables": { "layers": { "headers": [ "月序", "租金", "运营", "经营净额", "利息", "还本", "融资后现金", "月末现金", "贷款余额" ], "rows": [ [ "1", "4500", "500", "4000", "600", "10000", "-6600", "13400", "110000" ], [ "2", "4500", "500", "4000", "550", "10000", "-6550", "6850", "100000" ], [ "3", "4500", "500", "4000", "500", "10000", "-6500", "350", "90000" ], [ "4", "4500", "500", "4000", "450", "10000", "-6450", "-6100", "80000" ], [ "5", "4500", "500", "4000", "400", "10000", "-6400", "-12500", "70000" ], [ "6", "4500", "500", "4000", "350", "10000", "-6350", "-18850", "60000" ] ] }, "compare": { "headers": [ "六个月口径", "有贷款", "无贷款" ], "rows": [ [ "经营净额", "24000", "24000" ], [ "利息", "2850", "0" ], [ "还本", "60000", "0" ], [ "净现金变化", "-38850", "24000" ], [ "期末现金", "-18850", "44000" ] ] } }, "checks": { "principal_repaid": 60000, "interest": 2850, "end_loan": 60000, "min_month_end": "-18850", "minimum_additional_funding": 18850, "operating_less_interest": 21150, "total_rent": 27000, "total_operating": 3000 }, "narrative_claims": [ "六期累计还本60000元", "利息合计2850元", "现金净变化负38850元", "期末为负18850元", "额外需要补入18850元" ] }, "DJ2-056": { "inputs": { "months": 12, "opening_cash": 2000, "rent": 5000, "monthly_operating": 1000, "oneoff_month2": 6000, "empty_early": [ 1, 2 ], "empty_late": [ 11, 12 ] }, "tables": { "timing": { "headers": [ "月序", "前段空置租金", "前段净额", "前段月末", "后段空置租金", "后段净额", "后段月末" ], "rows": [ [ "1", "0", "-1000", "1000", "5000", "4000", "6000" ], [ "2", "0", "-7000", "-6000", "5000", "-2000", "4000" ], [ "3", "5000", "4000", "-2000", "5000", "4000", "8000" ], [ "4", "5000", "4000", "2000", "5000", "4000", "12000" ], [ "5", "5000", "4000", "6000", "5000", "4000", "16000" ], [ "6", "5000", "4000", "10000", "5000", "4000", "20000" ], [ "7", "5000", "4000", "14000", "5000", "4000", "24000" ], [ "8", "5000", "4000", "18000", "5000", "4000", "28000" ], [ "9", "5000", "4000", "22000", "5000", "4000", "32000" ], [ "10", "5000", "4000", "26000", "5000", "4000", "36000" ], [ "11", "5000", "4000", "30000", "0", "-1000", "35000" ], [ "12", "5000", "4000", "34000", "0", "-1000", "34000" ] ] } }, "checks": { "rent_total_each": 50000, "operating_total_each": 12000, "net_each": 32000, "end_each": 34000, "early_min": "-6000", "late_min": "4000", "early_funding": 6000, "late_funding": 0, "month2_all_payment": 7000 }, "narrative_claims": [ "净增32000元", "期末都是34000元", "甲在第二月已出现负6000元", "乙的最低观察月末为4000元", "只需补入这一笔6000元" ] }, "DJ2-057": { "inputs": { "months": 24, "rent": 4000, "monthly_operating": 500, "monthly_internal_reserve": 600, "repair_month": 18, "repair": 9600 }, "tables": { "reserve": { "headers": [ "月序", "内部提留", "实付维修", "准备余额", "合并现金", "非准备现金" ], "rows": [ [ "1", "600", "0", "600", "3500", "2900" ], [ "2", "600", "0", "1200", "7000", "5800" ], [ "3", "600", "0", "1800", "10500", "8700" ], [ "4", "600", "0", "2400", "14000", "11600" ], [ "5", "600", "0", "3000", "17500", "14500" ], [ "6", "600", "0", "3600", "21000", "17400" ], [ "7", "600", "0", "4200", "24500", "20300" ], [ "8", "600", "0", "4800", "28000", "23200" ], [ "9", "600", "0", "5400", "31500", "26100" ], [ "10", "600", "0", "6000", "35000", "29000" ], [ "11", "600", "0", "6600", "38500", "31900" ], [ "12", "600", "0", "7200", "42000", "34800" ], [ "13", "600", "0", "7800", "45500", "37700" ], [ "14", "600", "0", "8400", "49000", "40600" ], [ "15", "600", "0", "9000", "52500", "43500" ], [ "16", "600", "0", "9600", "56000", "46400" ], [ "17", "600", "0", "10200", "59500", "49300" ], [ "18", "600", "9600", "1200", "53400", "52200" ], [ "19", "600", "0", "1800", "56900", "55100" ], [ "20", "600", "0", "2400", "60400", "58000" ], [ "21", "600", "0", "3000", "63900", "60900" ], [ "22", "600", "0", "3600", "67400", "63800" ], [ "23", "600", "0", "4200", "70900", "66700" ], [ "24", "600", "0", "4800", "74400", "69600" ] ] }, "reconcile": { "headers": [ "项目", "金额" ], "rows": [ [ "累计租金", "96000" ], [ "日常实付", "12000" ], [ "维修实付", "9600" ], [ "合并现金净增", "74400" ], [ "累计内部提留", "14400" ], [ "准备未用余额", "4800" ], [ "错误再扣提留的现金", "60000" ] ] } }, "checks": { "end_cash": "74400", "reserve": "4800", "unallocated": "69600", "wrong_understatement": 14400, "larger_repair": 14400, "larger_repair_reserve_shortfall": 3600, "larger_repair_end_cash": 69600, "month18_pre_payment_reserve": 10800 }, "narrative_claims": [ "第十七月准备余额10200元", "合并现金59500元", "准备余额变1200元", "合并现金变53400元", "合并现金净增74400元", "准备缺口3600元", "期末合并现金为69600元" ] }, "DJ2-058": { "inputs": { "months": 6, "opening_cash": 2000, "rent": 3000, "operating": 400, "deposit": 6000, "receive_month": 1, "refund_month": 6 }, "tables": { "deposit": { "headers": [ "月序", "租金", "运营", "押金收退", "合并现金", "待退负债", "现金减负债" ], "rows": [ [ "1", "3000", "400", "6000", "10600", "6000", "4600" ], [ "2", "3000", "400", "0", "13200", "6000", "7200" ], [ "3", "3000", "400", "0", "15800", "6000", "9800" ], [ "4", "3000", "400", "0", "18400", "6000", "12400" ], [ "5", "3000", "400", "0", "21000", "6000", "15000" ], [ "6", "3000", "400", "-6000", "17600", "0", "17600" ] ] }, "compare": { "headers": [ "期末口径", "按期退款", "退款移至次月" ], "rows": [ [ "合并现金", "17600", "23600" ], [ "待退负债", "0", "6000" ], [ "现金减负债", "17600", "17600" ], [ "经营净额累计", "15600", "15600" ] ] } }, "checks": { "rents": 18000, "operating": 2400, "net": 15600, "end_cash": "17600", "end_liability": "0", "wrong_income": 21600, "monthly_operating_net": 2600 }, "narrative_claims": [ "第一月月末合并现金10600元", "剔除这笔负债后是4600元", "第五个月合并现金21000元", "退完后现金17600元", "经营净额都是15600元", "错报为21600元" ] }, "DJ2-059": { "inputs": { "months": 12, "opening_owner_cash": 15000, "free_months": [ 1, 2 ], "rent": 5000, "operating": 600, "setup_month1": 8000, "deposit_month1": 5000, "deposit_not_refunded_in_horizon": true }, "tables": { "fitout": { "headers": [ "月序", "状态", "实收租金", "运营", "一次付款", "业主净额", "合并月末现金", "待退押金", "剔押金月末" ], "rows": [ [ "1", "免租", "0", "600", "8000", "-8600", "11400", "5000", "6400" ], [ "2", "免租", "0", "600", "0", "-600", "10800", "5000", "5800" ], [ "3", "收租", "5000", "600", "0", "4400", "15200", "5000", "10200" ], [ "4", "收租", "5000", "600", "0", "4400", "19600", "5000", "14600" ], [ "5", "收租", "5000", "600", "0", "4400", "24000", "5000", "19000" ], [ "6", "收租", "5000", "600", "0", "4400", "28400", "5000", "23400" ], [ "7", "收租", "5000", "600", "0", "4400", "32800", "5000", "27800" ], [ "8", "收租", "5000", "600", "0", "4400", "37200", "5000", "32200" ], [ "9", "收租", "5000", "600", "0", "4400", "41600", "5000", "36600" ], [ "10", "收租", "5000", "600", "0", "4400", "46000", "5000", "41000" ], [ "11", "收租", "5000", "600", "0", "4400", "50400", "5000", "45400" ], [ "12", "收租", "5000", "600", "0", "4400", "54800", "5000", "49800" ] ] }, "compare": { "headers": [ "免租月数", "实收租金", "业主净额累计", "剔押金最低月末", "剔押金期末" ], "rows": [ [ "0", "60000", "44800", "11400", "59800" ], [ "2", "50000", "34800", "5800", "49800" ], [ "3", "45000", "29800", "5200", "44800" ] ] } }, "checks": { "base_rent": 50000, "operating": 7200, "setup": 8000, "owner_net": 34800, "owner_end_cash": 49800, "all_end_cash": 54800, "min_owner_cash": 5800, "first_paid_month": 3 }, "narrative_claims": [ "第一月业主净流出8600元", "剔押金月末6400元", "降至5800元", "运营付款7200元", "业主现金净增34800元", "合并现金54800元" ] }, "DJ2-060": { "inputs": { "months": 12, "rent_total": 36000, "monthly_rent": 3000, "monthly_operating": 1800, "annual_payment_month": 1, "discount_timing": "月初收款，第1月月初为t=0", "discount_monthly": ".005" }, "tables": { "bulk": { "headers": [ "月序", "年付实收", "月付实收", "年付月末现金", "月付月末现金", "年付未覆盖月份租金" ], "rows": [ [ "1", "36000", "3000", "34200", "1200", "33000" ], [ "2", "0", "3000", "32400", "2400", "30000" ], [ "3", "0", "3000", "30600", "3600", "27000" ], [ "4", "0", "3000", "28800", "4800", "24000" ], [ "5", "0", "3000", "27000", "6000", "21000" ], [ "6", "0", "3000", "25200", "7200", "18000" ], [ "7", "0", "3000", "23400", "8400", "15000" ], [ "8", "0", "3000", "21600", "9600", "12000" ], [ "9", "0", "3000", "19800", "10800", "9000" ], [ "10", "0", "3000", "18000", "12000", "6000" ], [ "11", "0", "3000", "16200", "13200", "3000" ], [ "12", "0", "3000", "14400", "14400", "0" ] ] }, "pv": { "headers": [ "假设月折现率", "年付现值", "月付现值", "年付减月付" ], "rows": [ [ "0%", "36000", "36000", "0" ], [ "0.500%", "36000", "35031.08", "968.92" ], [ "1.00%", "36000", "34102.88", "1897.12" ] ] } }, "checks": { "net_each": 14400, "annual_mean_month_end": 24300, "monthly_mean_month_end": 7800, "mean_difference": 16500, "pv_monthly_at_half_percent": "35031.08", "pv_difference": "968.92", "operating_total": 21600 }, "narrative_claims": [ "第一月末年付余额34200元", "月付余额1200元", "年付平均余额24300元", "月付7800元", "差额16500元", "月付租金现值35031.08元", "高968.92元" ] }, "DJ2-061": { "inputs": { "rent": 3000, "variable_per_occupied_month": 300, "annual_fixed_operating": 14400, "months_available": 12, "optional_zero_interest_principal": 21600, "optional_terms": 12 }, "tables": { "occupancy": { "headers": [ "出租月数", "租金", "变动实付", "固定实付", "经营净额", "另扣零息还本后" ], "rows": [ [ "0", "0", "0", "14400", "-14400", "-36000" ], [ "1", "3000", "300", "14400", "-11700", "-33300" ], [ "2", "6000", "600", "14400", "-9000", "-30600" ], [ "3", "9000", "900", "14400", "-6300", "-27900" ], [ "4", "12000", "1200", "14400", "-3600", "-25200" ], [ "5", "15000", "1500", "14400", "-900", "-22500" ], [ "6", "18000", "1800", "14400", "1800", "-19800" ], [ "7", "21000", "2100", "14400", "4500", "-17100" ], [ "8", "24000", "2400", "14400", "7200", "-14400" ], [ "9", "27000", "2700", "14400", "9900", "-11700" ], [ "10", "30000", "3000", "14400", "12600", "-9000" ], [ "11", "33000", "3300", "14400", "15300", "-6300" ], [ "12", "36000", "3600", "14400", "18000", "-3600" ] ] }, "threshold": { "headers": [ "月租", "出租月变动费", "待覆盖固定现金", "所需整月数", "可达性", "全年满租净额" ], "rows": [ [ "3000", "300", "14400", "6", "可达", "18000" ], [ "3000", "300", "36000", "14", "本年不可达", "-3600" ], [ "1400", "300", "14400", "14", "本年不可达", "-1200" ], [ "300", "300", "14400", "不存在", "本年不可达", "-14400" ] ] } }, "checks": { "base_required": 6, "five_months_net": -900, "six_months_net": 1800, "financed_required": 14, "financed_full_net": -3600, "low_rent_required": 14, "zero_margin_unreachable": true, "base_margin": 2700, "low_rent_margin": 1100 }, "narrative_claims": [ "出租五月时，租金15000元", "仍负900元", "经营净额1800元", "得到6", "需14个完整月", "满租融资后现金仍负3600元" ] }, "DJ2-062": { "inputs": { "months": 6, "opening_all_cash": 60000, "deposit_in_opening_cash": 10000, "loan": 600000, "annual_rate": ".06", "remaining_terms": 60, "rent": 6000, "operating": 1000, "sale_after_month6_payment": 1200000, "transaction_cost_user_amount": 36000 }, "tables": { "loan": { "headers": [ "月序", "期初贷款", "利息", "还本", "期末贷款", "经营净额", "融资后净额", "月末现金" ], "rows": [ [ "1", "600000", "3000", "10000", "590000", "5000", "-8000", "52000" ], [ "2", "590000", "2950", "10000", "580000", "5000", "-7950", "44050" ], [ "3", "580000", "2900", "10000", "570000", "5000", "-7900", "36150" ], [ "4", "570000", "2850", "10000", "560000", "5000", "-7850", "28300" ], [ "5", "560000", "2800", "10000", "550000", "5000", "-7800", "20500" ], [ "6", "550000", "2750", "10000", "540000", "5000", "-7750", "12750" ] ] }, "bridge": { "headers": [ "桥接项目", "金额" ], "rows": [ [ "假设售价", "1200000" ], [ "已确认交易支出假设", "-36000" ], [ "当期正常还本后剩余贷款", "-540000" ], [ "尚未退还押金", "-10000" ], [ "退出净回款", "614000" ], [ "退出前账户现金", "12750" ], [ "全部结清后账户现金", "626750" ] ] }, "prices": { "headers": [ "假设售价", "退出净回款", "结清后账户现金" ], "rows": [ [ "1100000", "514000", "526750" ], [ "1200000", "614000", "626750" ], [ "1300000", "714000", "726750" ], [ "500000", "-86000", "-73250" ] ] } }, "checks": { "interest": 17250, "repaid": 60000, "remaining": 540000, "operating_net": 30000, "financing_net": -47250, "cash_before_sale": "12750", "free_before_sale": "2750", "exit_net": "614000", "end_cash": "626750", "negative_case_funding": 73250, "opening_owner_cash": 50000 }, "narrative_claims": [ "六个月归还本金60000元", "利息17250元", "剩余贷款540000元", "融资后净额负47250元", "出售前现金只剩12750元", "净回款614000元", "结清后账户现金626750元", "还需额外补入73250元" ] }, "DJ2-063": { "inputs": { "months": 24, "opening_cash": 50000, "base_rent": 4000, "base_operating": 600, "upgrade_rent_from_month3": 5000, "upgrade_operating": 700, "vacant_months": [ 1, 2 ], "payment_month1": 12000, "payment_month2": 8000 }, "tables": { "renovation": { "headers": [ "月序", "原路径租金", "升级路径租金", "装修付款", "原路径净额", "升级净额", "原路径月末", "升级月末", "累计增量" ], "rows": [ [ "1", "4000", "0", "12000", "3400", "-12700", "53400", "37300", "-16100" ], [ "2", "4000", "0", "8000", "3400", "-8700", "56800", "28600", "-28200" ], [ "3", "4000", "5000", "0", "3400", "4300", "60200", "32900", "-27300" ], [ "4", "4000", "5000", "0", "3400", "4300", "63600", "37200", "-26400" ], [ "5", "4000", "5000", "0", "3400", "4300", "67000", "41500", "-25500" ], [ "6", "4000", "5000", "0", "3400", "4300", "70400", "45800", "-24600" ], [ "7", "4000", "5000", "0", "3400", "4300", "73800", "50100", "-23700" ], [ "8", "4000", "5000", "0", "3400", "4300", "77200", "54400", "-22800" ], [ "9", "4000", "5000", "0", "3400", "4300", "80600", "58700", "-21900" ], [ "10", "4000", "5000", "0", "3400", "4300", "84000", "63000", "-21000" ], [ "11", "4000", "5000", "0", "3400", "4300", "87400", "67300", "-20100" ], [ "12", "4000", "5000", "0", "3400", "4300", "90800", "71600", "-19200" ], [ "13", "4000", "5000", "0", "3400", "4300", "94200", "75900", "-18300" ], [ "14", "4000", "5000", "0", "3400", "4300", "97600", "80200", "-17400" ], [ "15", "4000", "5000", "0", "3400", "4300", "101000", "84500", "-16500" ], [ "16", "4000", "5000", "0", "3400", "4300", "104400", "88800", "-15600" ], [ "17", "4000", "5000", "0", "3400", "4300", "107800", "93100", "-14700" ], [ "18", "4000", "5000", "0", "3400", "4300", "111200", "97400", "-13800" ], [ "19", "4000", "5000", "0", "3400", "4300", "114600", "101700", "-12900" ], [ "20", "4000", "5000", "0", "3400", "4300", "118000", "106000", "-12000" ], [ "21", "4000", "5000", "0", "3400", "4300", "121400", "110300", "-11100" ], [ "22", "4000", "5000", "0", "3400", "4300", "124800", "114600", "-10200" ], [ "23", "4000", "5000", "0", "3400", "4300", "128200", "118900", "-9300" ], [ "24", "4000", "5000", "0", "3400", "4300", "131600", "123200", "-8400" ] ] }, "sensitivity": { "headers": [ "后续假设月租", "正常月净增量", "24月累计增量", "首次追平月序", "120月累计增量" ], "rows": [ [ "5000", "900", "-8400", "34", "78000" ], [ "4600", "500", "-17200", "59", "30800" ], [ "4300", "200", "-23800", "120月内不追平", "-4600" ], [ "4000", "-100", "-30400", "120月内不追平", "-40000" ] ] } }, "checks": { "base_net": 81600, "upgrade_net": 73200, "difference": -8400, "min_upgrade_month_end": 28600, "initial_incremental_cost": 28200, "normal_gain": 900, "catchup_month_extended": 34, "month33_difference": -300, "month34_difference": 600, "one_more_vacancy_month24_difference": -13400, "normal_months_to_catchup": 32, "extended_horizon": 120, "gross_rent_increment": 1000, "renovation_total": 20000, "first_month_increment": -16100, "second_month_increment": -12100 }, "narrative_claims": [ "第一月增量负16100元", "第二月再负12100元", "累计落后28200元", "最低月末现金28600元", "第二十四月共经历22个", "累计增量仍负8400元", "总月序34", "第三十三月仍落后300元", "第三十四月领先600元", "期末还落后4600元", "变成负13400元" ] } }